SBN Member 401(k) Program

A retirement benefit that aligns with your values—and strengthens our local economy.

The Sustainable Business Network of Greater Philadelphia (SBN) offers a members-only 401(k) program built for independent, values-driven businesses that want competitive retirement benefits and impact-aligned investing. The plan helps you attract and retain talent, build employee wealth, and invest in a future that reflects people, planet, and prosperity.

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Why an SBN 401(k)?

Hire and retain great people.

Offering a strong, values-aligned retirement plan demonstrates stability, social responsibility, and purpose—key advantages for attracting and retaining top talent in a competitive market.

Invest with purpose.

Provide owners and employees with diversified investment options that incorporate environmental, social, and governance (ESG) considerations.

Stay focused on your business.

Streamlined onboarding, plan administration, and ongoing education reduce administrative work for small business owners and nonprofit leaders.

Amplify local impact.

Participation in the SBN 401(k) supports a just, green, and thriving regional economy—directly reinforcing your commitment to sustainable business.

Who It’s For

  • Independent businesses and nonprofits in Greater Philadelphia (PA, NJ, or DE)
  • SBN member companies seeking a competitive, values-aligned retirement benefit
  • Owners who want a simple, sustainable way to help employees build long-term savings with impact

What You Get

Comprehensive Plan Design

A modern 401(k) with employer match options, Roth/pre-tax deferrals, automatic enrollment (optional), and eligibility rules customized for your workforce.

Impact-Aligned Investment Menu

A curated lineup of investment funds that integrate ESG criteria alongside traditional options.

Fiduciary and Administrative Support

Professional plan services to help with onboarding, payroll integration, ongoing compliance, and participant communications.

Employee Education

Interactive workshops and resources that empower your team to save consistently and invest confidently.

Transparent Fees

Straightforward, scalable pricing—no surprises.

How it Works

1. Connect with SBN

Tell us about your company size, current benefits, and goals.

2. Proposal & Plan Design

Receive a customized proposal—or a transition plan if you already have a 401(k)—plus recommended provisions that align with your values.

3.Onboarding & Setup

Your provider coordinates setup, payroll connectivity, and participant enrollment.

4. Launch & Educate

Host a kickoff meeting for employees and provide ongoing financial education.

5. Operate & Optimize

Annual reviews ensure your plan evolves with your business and employees’ needs.

Frequently Asked Questions

Do I need to be an SBN member to join the plan?

Yes. The 401(k) is a members-only benefit.

Yes. Existing plans can be transitioned easily with a clear roadmap, payroll integration, and participant communication support.
Yes. The plan’s investment menu includes funds that consider ESG and sustainability factors alongside traditional options.
Your provider assists with administration, required notices, and fiduciary oversight—including annual reviews and ongoing guidance.
Typical setup is quick and requires minimal administrative time. Enrollment and employee education sessions are included.

Interested in learning more about the 401(k) plan?

Join the Program

Offer a retirement plan that reflects your values and supports your people while investing in a sustainable regional economy.

The Sustainable Business Network of Greater Philadelphia (SBN) does not provide legal, tax, or investment advice. Investment options carry risk, including potential loss of principal. Plan services are administered through a third-party provider. Please consult your own legal, tax, and financial professionals before making investment or plan design decisions.

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